Bridging Finance

Getting the deal done…and quickly

Bridging finance or a bridge loan, is a short-term loan that is used until a person or company gets a permanent finance agreement or removes an existing commitment.

This type of finance allows the individual or company to meet current obligations by giving them immediate cash flow. These loans tend to be set up on a short-term basis and are typically set up over a few months. As the term suggests, these loans bridge the gap between times when money is required and the core finance or exit strategy is still to be finalised.

An example of when a bridge loan can be used is when there is a time delay between the sale of one property and the purchase of another. A bridging loan would allow the purchase of the new property without having to wait for the completion of the sale of the existing property. Our advisers are able to assess quickly as to whether this type of product will be suitable and then swiftly put a solution in place.